BEAR Finance Solutions

Short-Term & Tax Loans

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  • Fast financial support when your business needs it most
  • Unsecured without PG available
  • Pre-approved in 2 minutes
  • Competitive rates from 6.9%
  • In-funds as fast as 1 hour
  • Use to pay urgent Tax Bills

Term Loans

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  • Low rate, affordable solutions, precision matched to your business needs.
  • Borrow up to £2 million
  • Same-day decision up to £100k
  • No early repayment fees or redemption penalties
  • Unsecured without PG available
  • Settle any time and ability to overpay

Consolidation Loans

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  • Reduce strain on cash-flow
  • Lower your monthly outgoings
  • Improve budgeting with one, low cost, monthly repayment
  • Consolidate secured borrowing onto unsecured facilities
  • Combine borrowing from multiple lenders
  • Upgrade existing borrowing to reflect current financial performance

Revolving Credit Facilities

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  • On-demand flexible funding
  • Access immediately
  • Only pay interest on what you borrow
  • Credit limit of up to £1 million
  • Terms up to 60 months
  • Approved within hours
  • Control over how and when you borrow
  • No fees for early repayment
  • No Director guarantee option available

GOVERNMENT GROWTH GUARANTEE SCHEME (GGS) IS BACK
Supporting UK SMEs - contact us to check your eligibility

Hard Asset Finance

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  • Spread large capital expenditure to reduce cash flow strain
  • Low rates available with specialist funders
  • Overcome budget restraints
  • Benefit from annual capital allowance tax relief
  • Own your asset from the start of the agreement
  • Asset bolster your balance sheet
  • Defer VAT for 3 months

Soft Asset Finance

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  • Avoid large start up or project costs 
  • Overcome budget restraints
  • Terms up to 6 years
  • Start-up funding available
  • Spread the cost of VAT
  • OpEx payments are tax deductible
  • Avoid upfront expenditure on depreciating assets

Asset Refinance

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  • Free up capital on assets already purchased
  • Funds paid directly to your business account for immediate cash injection
  • Move CapEx onto OpEx to avoid cash flow restraints
  • Own the asset at the end of the term
  • Tax benefits
  • Utilise liquid cash tied up in tangible assets

Franchise Funding

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  • Pay up-front fees to seize your ideal franchise opportunity immediately
  • Fund the fit-out of your new franchise
  • Refurb, refresh or expand your existing franchise
  • Ideal for fixtures, fittings, equipment and branding
  • Preserve capital by avoiding expenditure on depreciating assets
  • Achieve tax efficiencies via operational expenditure
  • Spread the cost of VAT
  • Invest in card terminals & payment technology

Bright

Bright in our thinking - we challenge convention to find smarter solutions

Efficient

Efficient in our approach - our expertise allows us to deliver faster

Accurate

Accurate in our process - we expertly match to enhance approvals

Relentless

Relentless in our drive - we're committed to helping your business grow

Speak to a BEAR expert today

Call Us

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Get in touch

Bear Business Finance Limited

41 Commerce Road

Peterborough Business Park

Lynch Wood

Peterborough

PE2 6LR


01832 770273

BearBusinessFinance.com

info@BearBusinessFinance.com


Opening hours

Mon to Fri   08:00 to 17:30

Saturday     09:00 to 12:30

Sunday       Closed