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BEAR Finance Solutions

Hard Asset Finance

  • Spread large capital expenditure over a long period to reduce cash flow strain - pay monthly or quarterly
  • Low rates available with specialist funders
  • Overcome budget restraints
  • Benefit from annual capital allowance tax relief
  • Own your asset from the start of the agreement
  • Asset bolster your balance sheet and grow your business
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Soft Asset Finance

  • Avoid large start up or project costs - spread the costs to overcome budget restraints - monthly or quarterly repayments
  • Terms from 1 - 6 years
  • Start-up funding available
  • Spread the cost of the VAT over the term of the agreement
  • 100% of OpEx payments are tax deductible
  • Flexible end of life terms, own, return or continue to lease
  • Avoid upfront expenditure on depreciating assets
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Business Loans

  • No restrictions on how the money is spent - Any business purpose
  • VAT Loans and Corporation Tax Loans available
  • Low interest rates and flexible terms, from 3 months to 6 years
  • Instant decision available
  • Funds available within 48 hours
  • Great way to support a large asset finance project
  • Can help business expand their non-tangible areas
  • Suitable for start up businesses struggling with cash flow
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Vehicle Finance

  • Suitable for commercial vehicles, vans, mini buses or pick-ups
  • Directors vehicles and fleets finance available
  • Great benefits on electric vehicles and hybrids
  • Lease or Hire Purchase available
  • Freedom to choose your own vehicle and your own finance package
  • Service & maintenance optional into finance solution
  • No restrictions, complete flexibility
  • Very low rates with specialist funders
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Asset Refinance

  • Great way to free up capital on assets already purchased
  • Funds are paid directly to your business account for immediate cash injection
  • Move CapEx onto OpEx to avoid cash flow restraints
  • You can still own the asset at the end of the term
  • Tax benefits
  • Monthly and Quarterly repayment structures available
  • Utilise liquid cash tied up in tangible assets
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