Hard Asset Finance

• Spread large capital expenditure over a long period to reduce cash flow strain - pay monthly or quarterly
  
• Low rates available with specialist funders
  
• Overcome budget restraints
  
• Benefit from annual capital allowance tax relief
  
• Own your asset from the start of the agreement
  
• Asset bolster your balance sheet and grow your business

• Avoid large start up or project costs - spread the costs to overcome budget restraints - monthly or quarterly repayments
• Terms from 1 - 6 years
  
• Start-up funding available
  
• Spread the cost of the VAT over the term of the agreement
  
• 100% of OpEx payments are tax deductible
  
• Flexible end of life terms, own, return or continue to lease
  
• Avoid upfront expenditure on depreciating assets

Growth Guarantee Scheme

• Growth Guarantee Scheme (GGS) launched to stimulate the economy and help businesses grow after the Covid-19 pandemic
• Scheme can be used for working capital, growth or the purchase of equipment
• Borrow from £25,001 - £2m
• Low interest rates
• Capped lender fee's
• Instant decision available
• Can be taken in conjunction with CBIL's, RLS or BBL
• 70% guarantee to the lender
• Lenders can approve amount up to 60% of businesses turnover
• Minimum 2 years trading for loans and 1 year trading for asset finance
• No early repayment penalties or early redemption fee's
• Launched July 2024

Business Loans

• No restrictions on how the money is spent - Any business purpose
• VAT Loans and Corporation Tax Loans available
• Low interest rates and flexible terms, from 3 months to 6 years
• Instant decision available
• Funds available within 48 hours
• Great way to support a large asset finance project
• Can help business expand their non-tangible areas
• Suitable for start up businesses struggling with cash flow

Vehicle Finance

• Suitable for commercial vehicles, vans, mini buses or pick-ups
• Directors vehicles and fleets finance available
• Great benefits on electric vehicles and hybrids
• Lease or Hire Purchase available
• Freedom to choose your own vehicle and your own finance package
• Service & maintenance optional into finance solution
• No restrictions, complete flexibility
• Very low rates with specialist funders

Asset Refinance

• Great way to free up capital on assets already purchased
• Funds are paid directly to your business account for immediate cash injection
• Move CapEx onto OpEx to avoid cash flow restraints
• You can still own the asset at the end of the term
• Tax benefits
• Monthly and Quarterly repayment structures available
• Utilise liquid cash tied up in tangible assets